The UK’s housing market isn’t suited to its ageing population. There are just under 8 million households aged 65 and over in the UK. International benchmarks suggest we should be providing specialist housing for around 15% (1.2 million) of these households. At present, only 726,000 such homes are available.

The elderly face rising maintenance costs and there are very few suitable homes for them to move into that are designed for their needs. That translates into greater pressure on the NHS and local government.

We know that providing retirement housing can help ease this pressure. But while the potential of the UK retirement living market is huge, unlocking that potential will require more housing delivery across all tenures and price points. In most areas, policy makes this difficult to achieve: of the limited supply coming through, much is either social housing or premium property at the upper end of the sales market.

It doesn’t have to be this way. In this report, we explore how policy could adapt to bring forward more retirement housing at all price points. In doing so, we can diversify the supply of homes and accelerate delivery of the homes this country desperately needs.

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