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Shared Ownership: A key piece in the housing puzzle

Shared Ownership has an important role in the housing market supporting the 'squeezed middle' and has significant capacity to expand in a post Help-to-Buy world

Shared Ownership (SO) has come a long way since its introduction in the 1980 Housing Act as an affordable home ownership product. It allows buyers to purchase a share of a property and then pay a subsidised rent on the remaining share. SO has grown significantly to a quarter of a million homes and has become a well-established affordable housing tenure providing households that would otherwise not be able to access the home ownership market with a route to home ownership with much lower deposit requirements.

SO is likely to continue to provide an affordable route to home ownership in the future, and our paper highlights how there are likely to be market-led opportunities for SO to grow further.

– STEVE PARTRIDGE, HOUSING CONSULTANCY –

Read the articles within Shared Ownership report below

Scale of the market

Shared Ownership has become an established fixture on the affordable housing landscape, but what is the total scale of the sector?

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Occupier demand

There is significant and growing demand for Shared Ownership from consumers, particularly in a high interest rate world

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SWOT analysis

Why do investors like Shared Ownership? What are the prospects for the sector going forward?

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What next for SO?

Shared Ownership is often misunderstood, and greater understand of its strengths and limitations is sorely needed

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Articles within this publication

4 article(s) in this publication